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Dec 5, 2020

A lot of guys have contacted us just to ask us the question time and time again “if Western Union is still cardable using phished accounts?”

After receiving many contacts our content team has decided to help you guy by shedding some light on the subject.

Today we will talk about all you need to know about WU carding and Western Union transfer from phished account method for 2022.

One of the main things you’ll notice in our articles is the fact that we never include any fluff in our guides to waste your time so you only get the golden nuggets of pure knowledge and knowledge when applied is pure power.

Although WU continues to beef up security, while our team continues to exploit, yes exploit (NOT HACKED) different ways of cashing out and transferring money from WU to other WU accounts.

One of the best ways is to use a phished WU account or else find a working WU bin and start off with a fresh account, yes that’s right use a freshly created WU account, we use the latter to create dormant accounts every day so that we can use them later on as needed.

So let’s get started without further ado…

JUST A QUICK HEADS UP: We also offer a Western Union Transfer service on our shop but if should you fail to pull this method below you can always avail of our experienced services, while we have been perfecting Western Union for some time now, we have witnessed WU has gone through some serious dramatic security changes in the last few years.

Before you do anything, the first thing you need to realize is that this is 2022 so the method that used to work before are long gone and this is one of the main reasons we do not sell any guides or video tutorials because they get outdated very quickly.

All and all carding is now very dynamic in 2022, so things that worked yesterday may not work today and those that work today may retire tomorrow, you may have already noticed that all our carding masterclasses where we teach our students skills that they are interested in learning on our LIVE RDP (remote desktop protocol) via anydesk (click will open a new window) so you can watch us in real-time and learn from our skills.

So to card WU successfully, you must have the following tools to start with.

1. Phished WU Account with logs (sorry we don’t sell phished WU accounts)

2. HighEnd CC matching the updated WU Carding Bin (our shop)

3. Socks5 such as (click will open a new window)

4. Voice Changer

5. Mac Address Changer

6. Bleachbit

7. Sim Card for verification and receiving calls from WU payments security team (Voip will not work, WU can tell the difference between VOIP vs Real SIM card numbers, it’s 2022, just saying…) – sim cards from our shop.

8. Knowledge of browser-fingerprinting / fraudfox is a plus

Using the IP location of the phished account using its logs, login to your Western Union account and change the phone number on the account to yours.

There should be a card already linked to the account, You can also add your own CC (with the correct BIN on the account, use it to process the transfer.

A western union representative will call you over the phone to verify that you’re the actual owner who is initiating the transfer. Use the Voice Changer app when talking to their representative.

They will ask you some questions to which you will need to provide answers. Since you have run a background check on the Western Union account and linked CC so you will know the answers.


You will be able to provide answers to all their questions. After that, they will approve your transaction. You will be able to see your MTCN on the screen and on your email.

Understandably it looks like a long winder long process but once you get used to it all it takes is less than 20 minutes that includes all the research, receiving Western Union a call, and getting the transaction approved and processed.

NOTE: Do not use the same details to make another transaction unless the MTCN transfer is picked up first, we had instances where the rep got suspicious on a second transfer and ended up canceling our first transfer by reversing money back to the CC.

Whether you are skeptical about going through the process or you have tried and got busted whatever the reason may be, you can always let the pros do it for you by getting our WU services here, take a look at our Western Union Transfer service.
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