The Chipotle Checker method:
Download the Chipotle app and build an order. When checking out, add the card you want to check and submit. If the card is dead or includes wrong information (e.g., zip code), you’ll receive a notification saying the card or payment is invalid. If all your data is correct, then the card is not usable. If you submit the card for a check and it comes back valid, you simply have the wrong zip code on hand.
Download the Chipotle app and build an order. When checking out, add the card you want to check and submit. If the card is dead or includes wrong information (e.g., zip code), you’ll receive a notification saying the card or payment is invalid. If all your data is correct, then the card is not usable. If you submit the card for a check and it comes back valid, you simply have the wrong zip code on hand.